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#19

Anonymous startup

FintechListed on TrustMRR· Aug 24
$115.0K
Asking Price
$10.2K/mo
Monthly Revenue
$9.9K/mo
Monthly Profit
1.0x
Profit Multiple
18 months
Business Age

Why We Picked This

This fintech SaaS generates $10.2K/mo revenue with an extraordinary 98% profit margin and trades at just 0.96x annual profit—well below market multiples of 2.5–4x for established SaaS. Verified financials, 18-month operating history, and a paying subscriber base indicate real traction. The lean cost structure and near-zero stated expenses suggest significant operational efficiency, though buyer should confirm customer retention, churn, and the completeness of expense disclosure to validate sustainability at scale.

👍

Strengths

  • Exceptional 98% net profit margin ($9,948/mo on $10,151/mo revenue) indicates highly efficient operations
  • Extraordinarily attractive 0.96x annual profit multiple—roughly 60% below typical SaaS valuation ranges
  • Verified platform data with 100% data quality score and no warnings
  • 18-month operating history with paying subscribers and an established community component
🔎

Details to confirm

  • Confirm customer retention and monthly churn rates—high margins alone do not guarantee revenue durability without evidence of repeat or subscription cohort stability
  • Request itemized expense breakdown and clarify the '$100–$300/mo' cost statement; verify whether all material operating costs (hosting, payment processing, support, marketing) are included
  • Validate the paying subscriber count, customer concentration risk, and whether the community business model drives or cannibalizes SaaS revenue
  • Review the business description completion—the listing appears truncated mid-sentence at 'expen'; request full details on business model, product scope, and revenue composition

Additional details to confirm

Evidence 92/100
Sub-1x price: independently verify earnings durabilityUnusually high reported profit margin

Buy vs Build: BUY

78
AI-native cash cost
$8.0K$22.0K
Estimated time
8 weeks
Asking price
$115.0K

A trading/finance SaaS with payment processing, user authentication, real-time data feeds, and community features typically requires 8–12 weeks and $8K–$22K in AI-assisted build costs (subscriptions, third-party APIs, managed hosting, and templates). However, the buyer is acquiring verified revenue of $122K annually, a paying subscriber base, an established community, and demonstrated product-market fit—assets that cannot be built quickly at any price. The 0.96x multiple is so attractive relative to replacement cost that even modest customer retention (>90% annual) makes acquisition substantially lower-risk than building from zero. The primary uncertainty is revenue durability under new ownership; if retention and churn metrics confirm stability, the buy case is compelling.

Cash estimate includes the AI tools, APIs and infrastructure needed for a solo founder to recreate the software. Build time is informational and lightly weighted. The verdict is driven mainly by customers, users, verified earnings, retention, distribution, brand, data and operating history.

📊

Financial Snapshot

$122K
Annual Revenue
$119K
Annual Profit
$10.2K
Monthly Revenue
12 mo
Est. Payback
Profit Margin98%
📋

Business Overview

Finance/Trading SaaS (software platform included) and community business with tons of paying subscribers. Very lean margins at the moment as there are no employees and only about $100-$300/mo in expen

📌

Quick Facts

🏢
Type
Fintech
📅
Age
18 months
🏪
Source
TrustMRR
📌
Listed
Aug 24, 2026

Deal Score

92
Top Pick
Evidence confidence92/100
1.0x
Excellent Multiple
Asking$115.0K
MRR$10.2K/mo
Profit$9.9K/mo
Profit Multiple1.0x
Age18 months
View on TrustMRR

Opens the original listing on TrustMRR

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Preliminary screening based on marketplace and public data. Verify all financial, legal, technical, customer, and operational claims independently before making an acquisition decision. This is not financial or legal advice.