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#19

Anonymous startup

FintechListed on TrustMRR· Aug 24
$115.0K
Asking Price
$9.9K/mo
Monthly Revenue
$9.7K/mo
Monthly Profit
1.0x
Profit Multiple
18 months
Business Age

Why We Picked This

This verified fintech/trading SaaS and community business reports $9,887/mo revenue with $9,690/mo profit — an extraordinary 98% margin consistent with a lean, no-employee operation running on minimal infrastructure costs ($100–$300/mo in expenses). The asking price of $115,000 represents a near 1x annual profit multiple, which is well below the typical 2.5–4x range for SaaS with recurring subscribers, making the valuation highly attractive on its face. The 18-month operating history and TrustMRR verification (data quality score: 100) add meaningful confidence to the reported figures. The primary open questions center on subscriber count, churn, and the nature of the community assets — details that would complete the picture before a buyer commits.

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Strengths

  • Verified financials show $9,690/mo net profit on $9,887/mo revenue — a 98% margin reflecting essentially zero overhead
  • Asking price of $115,000 represents approximately 0.99x annual profit — well below the typical SaaS market range of 2.5–4x
  • TrustMRR platform verification with a perfect data quality score of 100 and no data warnings
  • Combined SaaS platform plus community model creates two complementary revenue and retention mechanisms
  • 18-month operating history demonstrates the business has moved past the early validation stage
🔎

Details to confirm

  • Request total paying subscriber count, monthly churn rate, and average revenue per subscriber to fully evaluate recurring revenue durability
  • Confirm the nature and transferability of the community asset — platform used, engagement metrics, and whether subscribers follow the product or the founder
  • Ask for a breakdown of the $100–$300/mo expenses and any variable costs that could scale with growth, to stress-test the 98% margin under new ownership
  • Clarify whether revenue is primarily subscription-based MRR or includes one-time or variable trading-related fees, as this affects forecast reliability

Additional details to confirm

Evidence 92/100
Sub-1x price: independently verify earnings durabilityUnusually high reported profit margin

Buy vs Build: BUY

72
AI-native cash cost
$3.0K$9.0K
Estimated time
10 weeks
Asking price
$115.0K

The software itself — a finance/trading SaaS dashboard — could be reproduced at MVP scope by a capable solo founder using AI coding tools, managed infrastructure, and third-party financial data APIs for roughly $3,000–$9,000 in out-of-pocket costs over 8–12 weeks. However, the compelling buy case rests almost entirely on the verified paying subscriber base and the attached community, neither of which can be rebuilt from scratch. At a sub-1x annual profit multiple with platform-verified financials, the acquisition effectively pays for itself in under 12 months if subscriber churn is reasonable. The primary confidence gap is the undisclosed subscriber count and retention data — confirming these details would significantly strengthen the buy case.

Cash estimate includes the AI tools, APIs and infrastructure needed for a solo founder to recreate the software. Build time is informational and lightly weighted. The verdict is driven mainly by customers, users, verified earnings, retention, distribution, brand, data and operating history.

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Financial Snapshot

$119K
Annual Revenue
$116K
Annual Profit
$9.9K
Monthly Revenue
12 mo
Est. Payback
Profit Margin98%
📋

Business Overview

Finance/Trading SaaS (software platform included) and community business with tons of paying subscribers. Very lean margins at the moment as there are no employees and only about $100-$300/mo in expen

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Quick Facts

🏢
Type
Fintech
📅
Age
18 months
🏪
Source
TrustMRR
📌
Listed
Aug 24, 2026

Deal Score

82
Strong Deal
Evidence confidence92/100
1.0x
Excellent Multiple
Asking$115.0K
MRR$9.9K/mo
Profit$9.7K/mo
Profit Multiple1.0x
Age18 months
View on TrustMRR

Opens the original listing on TrustMRR

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Preliminary screening based on marketplace and public data. Verify all financial, legal, technical, customer, and operational claims independently before making an acquisition decision. This is not financial or legal advice.