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#11

Anonymous startup

FintechListed on TrustMRR· Aug 24
$115.0K
Asking Price
$9.1K/mo
Monthly Revenue
$8.9K/mo
Monthly Profit
1.1x
Profit Multiple
18 months
Business Age

Why We Picked This

This fintech SaaS demonstrates exceptional unit economics: $9.1K MRR with a verified 98% profit margin, priced at just 1.07x annual profit—well below market standard for recurring software businesses. The lean, founder-operated model with minimal overhead ($100–$300/mo spend) confirms the margin claim. At 18 months, the business has proven product-market fit with a paying subscriber base. The primary validation question is customer retention and churn, given the community-plus-SaaS hybrid model.

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Strengths

  • Verified financials with 98% net profit margin—exceptionally healthy
  • $9.1K MRR at only 1.07x annual profit multiple is deeply attractive versus typical SaaS at 3–5x
  • Founder-operated with minimal overhead ($100–$300/mo), demonstrating operational efficiency
  • Platform-verified data quality (100 score) reduces acquisition risk
  • 18-month operating history confirms product-market fit and paying customer base
🔎

Details to confirm

  • Confirm active subscriber count, monthly churn rate, and customer retention cohorts to validate recurring-revenue sustainability
  • Request breakdown of revenue by product line (SaaS licensing vs. community monetization) and customer acquisition cost
  • Clarify the extent of proprietary technology, third-party dependencies, and platform integrations to assess software portability and transition risk
  • Provide historical monthly profit and revenue for the past 12 months to verify growth stability and validate the current 98% margin as representative

Additional details to confirm

Evidence 92/100
Unusually high reported profit margin

Buy vs Build: BUY

78
AI-native cash cost
$8.0K$25.0K
Estimated time
12 weeks
Asking price
$115.0K

The software component (SaaS platform) is reproducible in 12 weeks and $8K–$25K using modern AI coding tools, templates, and managed infrastructure—a modest technical build. However, the acquisition is fundamentally about purchasing proven recurring revenue ($9.1K/mo), verified customer base, and community engagement that would require months of independent market validation and acquisition effort to replicate. At $115K for 12 months of verified profit, the business is priced conservatively relative to the traction and operational proof of concept. Build a comparable product in isolation and you still face zero paying customers and zero brand. Buying captures immediate, validated cash flow and a 12-month customer relationship base that de-risks the investment.

Cash estimate includes the AI tools, APIs and infrastructure needed for a solo founder to recreate the software. Build time is informational and lightly weighted. The verdict is driven mainly by customers, users, verified earnings, retention, distribution, brand, data and operating history.

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Financial Snapshot

$109K
Annual Revenue
$107K
Annual Profit
$9.1K
Monthly Revenue
13 mo
Est. Payback
Profit Margin98%
📋

Business Overview

Finance/Trading SaaS (software platform included) and community business with tons of paying subscribers. Very lean margins at the moment as there are no employees and only about $100-$300/mo in expen

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Quick Facts

🏢
Type
Fintech
📅
Age
18 months
🏪
Source
TrustMRR
📌
Listed
Aug 24, 2026

Deal Score

92
Top Pick
Evidence confidence92/100
1.1x
Excellent Multiple
Asking$115.0K
MRR$9.1K/mo
Profit$8.9K/mo
Profit Multiple1.1x
Age18 months
View on TrustMRR

Opens the original listing on TrustMRR

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Preliminary screening based on marketplace and public data. Verify all financial, legal, technical, customer, and operational claims independently before making an acquisition decision. This is not financial or legal advice.

Anonymous startup — WebsitesForSaleOnline