Historical review from 2026-09-06. Current price and availability are unconfirmed; check the original marketplace.

← Back to 2026-09-06 Deals
#9

Anonymous startup

FintechListed on TrustMRR· Aug 24
$115.0K
Asking Price
$9.0K/mo
Monthly Revenue
$8.8K/mo
Monthly Profit
1.1x
Profit Multiple
18 months
Business Age

Why We Picked This

This fintech SaaS commands 97.97% profit margins on $8,995/mo revenue with a 1.09x annual profit multiple—exceptionally rare. Verified financials and a 18-month operating history with an established subscriber base provide strong evidence of durable, recurring revenue. The below-cost asking price ($115K for $105.8K annual profit) is extraordinary and warrants immediate due diligence on revenue sustainability, customer retention, and why the founder is exiting at this valuation.

👍

Strengths

  • Extraordinary 97.97% profit margin ($8,815/mo profit on $8,995/mo revenue)
  • Asking price of $115K represents just 1.09x annual profit—historically rare for any SaaS
  • Verified financials with 100% data quality score, eliminating disclosure risk
  • 18-month operating history with established paying subscriber base and community
  • Finance/trading SaaS with recurring revenue model and software platform included
🔎

Details to confirm

  • Verify customer count, cohort retention, and churn rates to confirm revenue is truly recurring and not volatile
  • Confirm that $100–$300/mo stated expenses are complete; request detailed P&L and expense breakdown for the past 6 months
  • Clarify the reason for exit at 1.09x multiple and recent listing date (2026-08-24); unusually attractive valuations warrant understanding founder motivation
  • Request evidence of organic customer acquisition cost and growth trajectory to assess whether revenue is sustainable or dependent on unsustainable channels

Additional details to confirm

Evidence 92/100
Unusually high reported profit margin

Buy vs Build: BUY

92
AI-native cash cost
$8.0K$18.0K
Estimated time
12 weeks
Asking price
$115.0K

A fintech SaaS with verified recurring revenue ($105.8K annual profit), 18 months of proven operations, and an established paying subscriber community cannot be reasonably recreated by a solo founder in 12 weeks for $8–18K. The business asset being purchased is a live customer base, recurring billing infrastructure, and durable revenue stream—not just software. Even a competent AI-assisted build would require months of regulatory/compliance work, payment integration, and community seeding. The acquisition cost recovers fully in 13 months at current profit levels. Strong buy unless retention or acquisition-channel data contradicts the revenue claims.

Cash estimate includes the AI tools, APIs and infrastructure needed for a solo founder to recreate the software. Build time is informational and lightly weighted. The verdict is driven mainly by customers, users, verified earnings, retention, distribution, brand, data and operating history.

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Financial Snapshot

$108K
Annual Revenue
$106K
Annual Profit
$9.0K
Monthly Revenue
13 mo
Est. Payback
Profit Margin98%
📋

Business Overview

Finance/Trading SaaS (software platform included) and community business with tons of paying subscribers. Very lean margins at the moment as there are no employees and only about $100-$300/mo in expen

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Quick Facts

🏢
Type
Fintech
📅
Age
18 months
🏪
Source
TrustMRR
📌
Listed
Aug 24, 2026

Deal Score

93
Top Pick
Evidence confidence92/100
1.1x
Excellent Multiple
Asking$115.0K
MRR$9.0K/mo
Profit$8.8K/mo
Profit Multiple1.1x
Age18 months
View on TrustMRR

Opens the original listing on TrustMRR

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Preliminary screening based on marketplace and public data. Verify all financial, legal, technical, customer, and operational claims independently before making an acquisition decision. This is not financial or legal advice.